10 Acres - Power on Boundary, Buildable Desert Lot in Arizona City, Pinal County, AZ
W Shay Rd, Eloy, AZ 85193
Pinal
GPS:
32.706518, -111.657336
Cash
Questions? Call or Text (313) 349-0434
Lot Size (Acres)
📏
10 acres
Zoning
🏠
R1-43 Estate Residential (43,560 sq. ft.) - City of Eloy
Access
🛣️
Dirt Road
Flood Zone Details
💧
Not in a Flood Zone
Est. Annual Taxes
💵
$296.18
About This Property
10 acres of flat Arizona desert. Power runs along the south boundary.
This is a 10-acre parcel on W Shay Rd in Arizona City, Arizona. The land is flat at 1,546 feet elevation. Open desert with sparse scrub. No flood zone (Zone X). No wetlands. No HOA. The parcel is more than ten times the minimum lot size for the zoning, so you have room to build and breathe.
$13,500 gets you started. That's the bare minimum 10% of the $134,999 cash price needed to finance. The rest is owner financing. No banks. No credit checks. No prepayment penalties. Call or text us at (313) 349-0434 and we'll work out monthly payments that fit your budget. Interest rates as low as 1.9% on 12-month terms. Higher down payments and shorter terms get you better overall financing. After 12 on-time payments, you can defer a payment if you ever need to. Pay it off early anytime, no penalty.
Annual property taxes are $296.18. That's the full number. Cash buyers get the first year's property taxes paid by us.
The lot is zoned R1-43 Estate Residential under the City of Eloy. Single-family homes are the primary permitted use. Modular homes are allowed (treated as site-built under Arizona law). Mobile homes and manufactured homes are not permitted in this zone. Minimum lot size for the zoning is 1 acre. You have 10. For exact setback and minimum square footage rules, check Eloy City Code Chapter 21 or call us and we'll point you to it.
A few things to be upfront about. Access is a dirt road. It's not maintained by the City of Eloy. Power runs along W Shay Rd on the south boundary, which is close. Water would be a well. The nearest city waterline is about 4.3 miles away, so connecting to city water isn't realistic here. Most builders in this area drill a well. Sewer would be septic, which is standard for parcels out here.
Arizona City sits about 40 minutes south of Phoenix suburbs and is right off I-10. You're close enough to the metro for supplies and work, far enough for quiet and stars.
We close through a title company with title insurance. You get a warranty deed recorded in your name. Not a contract for deed. A real deed. We cover the escrow fee, closing fee, and title insurance policy. The title is free and clear.
To lock this property in your name, we need both a deposit and a signed purchase agreement. Submitting a deposit alone doesn't hold the lot. Call or text us anytime at (313) 349-0434 and we'll send the paperwork over and walk through monthly payment options together.
Quick Specs
408-01-0100
10 acres
W Shay Rd, Eloy, AZ 85193
Eloy
Pinal
Arizona
R1-43 Estate Residential (43,560 sq. ft.) - City of Eloy
Not in a Flood Zone
Dirt Road
None
$296.18
Where Is This Property?
Approximate location shown. GPS coordinates and legal description are included in your purchase agreement.
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Everything You Need to Know - No Guessing
We publish the full picture on every listing. Here's what we know about this property.
W Shay Rd, Eloy, AZ 85193
Pinal
A parcel of land in and being a part of Lot fifteen (15), SUNLAND ESTATES, according to Book 2 of Maps, page 6, records of Pinal County, Arizona Section 19, Township 8 South, Range 7 East of the Gila and Salt River Base and Meridian, Pinal County, Arizona, more particularly described as follows: COMMENCING at the Southeast corner of said Section 19, also being the Southeast corner of said Lot 15, a found 1⁄2” Iron Pin from whence the Northeast corner of said Lot 15, a found 5/8” Iron Pin, bears North 00 degrees, 32 minutes, 24 seconds West a distance of 1328.88 feet; THENCE South 89 degrees, 10 minutes, 47 seconds West a distance of 972.39 feet a set 1⁄2” Iron Pin with cap LS 17278 to the TRUE POINT OF BEGINNING; THENCE North 00 degrees, 21 minutes, 33 seconds West a distance of 1329.71 feet a set 1⁄2” Iron Pin with cap LS 12728; THENCE North 89 degrees, 13 minutes, 38 seconds East a distance of 327.52 feet a set 1⁄2” Iron Pin with cap LS 17278; THENCE South 00 degrees, 21 minutes, 32 seconds East a distance of 1329.71 feet a set 1⁄2” Iron Pin with cap LS 17278; THENCE South 89 degrees, 10 minutes, 47 seconds West a distance of 327.52 feet a set 1⁄2” Iron Pin with cap LS 12728 TRUE POINT OF BEGINNING;
Dirt Road
2WD suitable
Distance to Nearest Metro
~40 min to Phoenix suburbs
Near I-10
408-01-0100
10 acres
32.7083, -111.6568 | 32.7083, -111.6579 | 32.7047, -111.6568 | 32.7047, -111.6579
32.706518, -111.657336
R1-43 Estate Residential (43,560 sq. ft.) - City of Eloy
Not in a Flood Zone
No
None
No specific requirement
No
No
Yes — single-family dwellings
Level
1546 ft
335 x 1322 x 328 x 1325
Along W Shay Rd on South boundary
Would be well
Would be septic
Cell or Satellite
$134,999
$13,499
$296.18
Covered by CLUSA
Yes
VIEWS
Get the a drone view of the property and surrounding area.
Here is what 10 level acres in Eloy, Arizona actually gives you.
🌿
Room to Grow Food and Build a Self-Sufficient Setup
🏠
Financing a Permanent or Part-Time Residence on This Parcel
🌞
Camping and RV Use on Flat Open Ground
How to Buy Land
Whether you're paying cash or financing, here's exactly
what happens at every step.
Submit a Deposit
Find a property and submit a deposit. Your deposit applies against the purchase price - it's not an extra fee. The property is reserved for you once you have signed a sale agreement.
Sign & Close via Title Company
We send a sale agreement via SignNow. Once signed, the local title company takes over, handles all paperwork, and sends you closing documents.
Pay & Receive Your Deed
Send your final balance per the title company's instructions. They record your deed with the county and issue your title policy. The land is yours.
Submit Your Down Payment
Submit your down payment. Your deposit applies against the purchase price - it's not an extra fee. The property is reserved for you once you have signed a sale agreement.
Sign & Receive Your Deed at Closing
Sign your sale agreement via SignNow. The title company closes the transaction and sends you your deed immediately — not after the loan is paid off. You own the land from day one.
Automatic Payments. Full Property Rights.
Monthly payments run automatically. No prepayment penalties. When the loan is paid the deed of trust is released. The land is 100% yours, free and clear.
What our landowners say
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say after working with us.
Questions About This Lot
We answer the questions that actually matter before you put money down — not just the easy ones.
We work with you first. Life happens, and we've seen it all. If you're going to miss a payment, contact us before it's due - not after. We can often work out a short-term arrangement. That said, the promissory note and deed of trust do contain standard default provisions, which means if payments stop entirely and there's no communication, we would need to begin a formal process. We want to avoid that as much as you do. Our reputation is built on buyers who stay happy long-term.
Pay it off whenever you want. There is no prepayment penalty. If you start on the financed plan and come into some cash, you can pay the remaining balance in full at any time. When you do, we release the deed of trust and record a warranty deed in your name with no lien. The land is fully yours at that point. Many buyers start on the financing plan and pay it off early because they like the flexibility.